[On-Demand Webinar] The final countdown: What’s next for Verification Of Payee?Finextra Promoted[On-Demand Webinar] The final countdown: What’s next for Verification Of Payee?

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Expert opinions

Katherine Maslova

Katherine Maslova CBDO and Founding Member at Bourgeois Bohème

Bridging tradition and innovation: Why FOs don’t need more fintech — they need better operators

For years, family offices relied on manual processes and fragmented legacy systems, making financial management inefficient and vulnerable to security risks. While consumer and institutional finance have embraced fintech, family offices have taken a more cautious approach. According to industry reports, up to 80% of family offices still depend ...

/wealth /inclusion Financial Transformation

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Inclusive Banking Begins Now: The Impact of the European Accessibility Act

On June 28, 2025, the European Accessibility Act (EAA) will come into effect across all EU member states. As part of the EU’s broader commitment to the United Nations Convention on the Rights of Persons with Disabilities (CRPD), which it ratified in 2011, the EAA aims to harmonize accessibility requirements across the EU. Its goal is to ensure eq

/regulation /inclusion Financial Inclusion

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Platform Power: Financial Implications of Growing Platform Economy

In the last decade, the global economy has shifted dramatically towards digital platforms. From e-commerce giants and ride-hailing services to freelance marketplaces and streaming platforms, the “platform economy” is redefining how value is created, delivered, and captured. For financial institutions, this evolution presents both an opportunity an...

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Priyanka Rao

Priyanka Rao Content Strategist at Jupiter Money

Finding Your Crypto Home: What Makes an Exchange Platform Trustworthy

The cryptocurrency market has evolved dramatically, with thousands of digital assets now available for trading. Yet this expansion has brought a parallel rise in fraudulent platforms designed to steal funds or personal data. Selecting a trustworthy cryptocurrency exchange website has become a critical decision for investors – one that directly im...

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Paul Quickenden

Paul Quickenden Chief Commercial Officer at Easy Crypto

Bitcoin breaks the rules - but that might just be the point

Let’s talk about price. Or more specifically, let’s talk about how Bitcoin defies the neat rule we try to impose on financial markets. While Wall Street was catching its breath this May with equities softening under the weight of interest rate uncertainty and macro drag (including the Nasdaq, S&P 500 and the Dow Jones losing ground) Bitcoin ca...

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Research

Impact Study

Cross-border payments: How is the market addressing G20 targets?

This impact study explores how far along the G20’s cross-border roadmap firms have travelled; why cutting-edge technology platforms are imperative in today’s instant payments world; as well as how financial leaders can go beyond the G20’s objectives, in order to ensure prosperity for the coming decade.  The cross-border payments market is one of the fastest growing money movement markets in the world. It reached $150 trillion in 2017, and by 2027 is expected to reach $250 trillion – a rise of over $100 trillion in just ten years. There are several factors that have led to the increase in global remittances, be they wholesale or retail in origin, including expanding supply chains; globalised investment flows; international trade and e-commerce; as well as the increased global movement of people, resulting in more money being sent across borders.  While cross-border payments are booming, many financial institutions are still struggling to keep their technology platforms up to speed, and the drive toward real-time is having deep ramifications for organisations’ operations. To address these challenges, a gathering of some of the world’s largest economies, known as the Group of Twenty (G20), set out a roadmap in 2021 to improve cross-border payments.  Also providing impetus for widespread modernisation are mandated initiatives like new, and continually evolving, ISO 20022 message and data standards and the European Union (EU)’s Digital Operational Resilience Act (DORA) – forcing players in the highly-competitive payments space to invest in smarter services, customer centricity, and on top of that, become the engines of growth.  This Finextra impact study, produced in association with Temenos, explores:   A status update on the G20 cross-border targets;  The need for modernisation - an overview of other factors affecting cross-border payments;  A roadmap for change beyond G20;  Real-life case studies. 

486 downloads

Future of Report

The Future of Embedded Finance in Africa 2025

Embedded finance is changing the payment landscape in Africa. The question now is: what will it take for embedded finance to truly scale across Africa? The global embedded finance market is set to grow beyond $228 billion by 2028 according to Juniper Research. As this market matures and consumer confidence in the technology grows, this will likely prove to be a significant chunk of global financial services. In Africa, this emerging trend has the potential to unlock new economic opportunities. As a less mature market, it is not as hindered by legacy payments systems, making it ripe for payment innovation from embedded finance. It has the potential to reshape the continent’s current payments landscape, broaden innovation opportunities, and drive financial inclusion. As a market Africa is very adaptable to different technologies, and embracing of newer, more agile services. A lot of the population to the majority of their banking through their mobile phones, making embedded finance fit seamlessly into financial worlds of the populace. Yet there are many factors which will alter and develop the ability for embedded finance to take hold. This Finextra report, sponsored by Kora, received contributions from Binance, Indelible Inc., Mojaloop Foundation, and Nikulipe. It explores:  Making embedded cross-border payments work in Africa; Unlocking the opportunities of embedded e-commerce in the African market; Embedded finance: Encouraging African financial inclusion; Why personalisation in embedded finance is the next step for African fintech; Regulating Africa to encourage embedded finance innovation.

311 downloads

Future of Report

The Future of the Global Financial Ecosystem 2024

A Sibos Special Edition. Our world has experienced several unexpected and unprecedented events over the last few years, which show no signs of slowing down. This year’s Sibos aims to connect those in the financial services community who have experienced fragmentation, in the hope that tackling this will help with some of the biggest issues facing banking. The role that financial institutions play in the global environment will continue to be placed under the microscope as situations continue to develop. In light of this, there has never been a better time for those in finance to come together and have frank and open conversations about their future. This applies to not only environmental and social goals for banks, but also the adoption of and adaptation to new technologies. No longer can these issues be placed on the side and given lip service, they need to become an integrated part of each financial institution’s core policies and practices. However, ever increasing this challenge are the continuously changing global circumstances. Due to these circumstances, communication and collaboration are essential drivers for 2024. This Finextra report, produced in association with Swift, includes commentary from BBVA, BNP Paribas, BNY Mellon, Deutsche Bank, ING, JP Morgan, Lloyds, McKinsey, NatWest, SEB, Standard Chartered, UniCredit, and Wells Fargo.

1059 downloads

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FinextraTV

Influx of Self-Directed Investors Sparks Conversation About Education

At the Communify Fincentric Experience 2025 in Miami, FinextraTV were joined by Sarlota Hohwald and Randolph Johnson, LSEG, to discuss the growing rise of the self-direct market brings a renewed importance to the debate around financial education. On top of this, they discussed the use of AI to replace typical advisors and how a human touch is still essential in these moments.

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Long reads

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

How fintech firms can champion real LGBTQ+ inclusion

This Finextra long read series will focus on moving beyond performative allyship to explore structural inclusion during and after Pride Month - a celebration of the LGBTQ+ community and commemoration of the contributions of lesbian, gay, bisexual, transgender and queer culture. By adopting inclusive policies, promoting visible role models, and...

Dimitrios Salampasis

Dimitrios Salampasis Assoc. Professor, Emerging Technologies & FinTech at Swinburne University of Technology

Cash accessibility in the digital age: A human right or a dying relic?

From paper to pixels: How cash went from king to question mark Technological breakthroughs and advancements across the spectrum of the digital economy have been challenging the inherent nature and core purpose of money, putting pressure towards reconsidering the issuance of physical money, the impetus of financial transactions and the role of phys...

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Back to that paper: Why cash isn’t going anywhere in the near future

We are currently living in a whirlwind era of digital payments, online transactions, and e-wallets – yet for many, cash is still king. What does cash mean for financial inclusion? Globally, cash is still the most widely-used payment method, and remains the preferred choice for many, particularly those residing in isolated communities, the elderly, ...